The Rising Star Program
Opportunity Awaits!
The future is uncertain, but that doesn’t mean you can’t have security. Mercedes-Benz of Selma offers four distinct paths to assist customers who have minimal credit histories with the purchase or lease of a Mercedes-Benz or smart vehicle. Whether you are a first time buyer, a student, a military member, or a recent college graduate in the San Antonio, Cibolo, or New Braunfels area, we have a path for you. If this sounds like your current situation, read on.
Which path are you on?
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Military
Geared toward those currently serving U.S. Military, Reserve, or National Guard and no car credit.
View RequirementsProof of U.S. Military, Reserve, or National Guard Enrollment
Military ID Card (for dealer’s records only, do not forward to MBFS)
Proof of Income
Most recent pay stub-or-
Last three months bank statements
Payment to income not to exceed 20% of Gross Monthly Income
Advance Requirements
Amount Financed or Capitalized Cost not to exceed $50,000
Advance within standard guidelines for approved tier
Credit Requirements
24 months of established tradeline credit history on file*
No derogatory credit history, including public records or collections
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Student
For those local and international students needing a path toward approval.
View RequirementsName of College/University
Must be an accredited four-year College or University -or
Accredited Graduate Program -or
Accredited Registered Nursing Program
Proof of Enrollment
Official Transcript -or
Letter from Registrar’s Office
Program Requirements
Term cannot exceed F1 Student Visa expiration
Expired F1 Student Visa okay with 1-20 documentation demonstrating length of stay greater than term
Proof of Income
Last three months’ bank statements showing sufficient cash flow to support payment/debt
Advance Requirements
Amount Financed or Capitalized Cost not to exceed $50,000
Advance within standard guidelines for approved tier
Credit Requirements
No derogatory credit history, including public records or collections
Cap Reduction/Security Deposit
20% Cap Reduction
10% Security Deposit
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First Time Buyer
(New or Pre-Owned) A great option for those with limited credit who do not require a high amount of finance.
View RequirementsProof of Income
Most recent pay stub-or-
Last three months bank statements
Advance Requirements
Official Transcript -or
Letter from Registrar’s Office
Proof of residency
Three verifiable personal references
Credit Requirements
24 months of established tradeline credit history on file*
No derogatory credit history, including public records or collections
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College Graduate
Geared toward those with a degree, no car credit and now progressing in their career.
View RequirementsName of College/University
Must be an accredited four-year College or University -or
Accredited Graduate Program -or
Accredited Registered Nursing Program
Proof of Enrollment or Graduate Status
Proof of graduate status (Copy of Graduate’s Diploma or Official Transcript) -or-
Letter from Registrar’s Office stating intent to graduate within the next 6 months
Proof of Income
Most recent pay stub-or-
Last three months bank statements
Advance Requirements
Amount Financed or Capitalized Cost not to exceed $50,000
Advance within standard guidelines for approved tier
Credit Requirements
24 months of established tradeline credit history on file*
No derogatory credit history, including public records or collections